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Lido & Outdoor Pool Operators Insurance

Specialist Insurance for UK Lidos, Open-Air Pools, and Community Swim Facilities

Operating an outdoor pool comes with its own unique set of risks — from water safety to changing weather conditions and seasonal footfall. Whether you’re running a restored heritage lido, a community-managed swimming pool, or a modern open-air leisure site, we provide insurance tailored to the specific challenges of open water environments.

Who We Cover

We work with a broad range of lidos and outdoor pools across the UK, including:

  • Public and community-run lidos
  • Heated and unheated outdoor pools
  • Seasonal and year-round open-air facilities
  • Pools with cafés, saunas, and wellness areas
  • Heritage pool restoration projects
  • Sites offering classes, events, and private hire

We’re proud to support both historic venues and modern swim spaces alike.

What We Offer

We understand that every outdoor pool is different. Our bespoke insurance packages can be tailored to suit your specific setup, and may include:

  • Public & Employers’ Liability
  • Property, Plant & Equipment Cover
  • Business Interruption (including seasonal income loss)
  • Event & Hire Cover
  • Professional Indemnity (for lessons & lifeguard training)
  • Food, Drink & Retail Add-Ons
  • Volunteer & Committee Member Cover

From slip risks to equipment breakdown and public events, we know the exposures — and we know how to protect against them.

Why Choose Lime Street?

With deep experience across the sport and leisure sector, we understand what makes lidos special — and what makes them vulnerable. Whether you’re operated by a local authority, a community trust, or a private enterprise, we build cover that’s right for you, not just a generic facility type.

We also understand that lidos are more than pools — they’re social spaces, wellness hubs, and heritage sites. Our advice is designed to reflect that.

Get in touch

If you’re reviewing your insurance or just getting started, we’d love to help. Our dedicated leisure team provides expert advice, responsive service, and access to specialist underwriters who understand the nuances of your world.

Let’s Talk

Call us on +44 (0)207 980 3800, email us at enquiries@limestreetbrokers.com, or fill in the form below. One of our advisors will be in touch shortly.

The Team

Laura Sweet

Laura Sweet

Head of Sport and Leisure
Lizzie Jones

Lizzie Jones

Sport & Leisure Broker
Ben Clabburn

Ben Clabburn

Sport & Leisure Broker
Jack Wyatt

Jack Wyatt

Sport & Leisure Junior Broker/Technician

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