Employee Value and Protection

Our Employee Value and Protection Insurance Broking Team is dedicated to delivering tailored risk management and insurance solutions that safeguard your workforce and enhance employee well-being. We focus on creating comprehensive, cost-effective, and compliant employee benefits and protection programs that support the health, financial security, and overall well-being of employees while aligning strategically with our clients’ business objectives.

We specialise in protecting individuals, businesses and employees with a robust risk management programme with an aim to retain, recruit, attract and protect top talent, while safeguarding your family and business against financial distress.

With deep expertise in the employee benefits market, we partner with businesses of all sizes to design, implement, and manage comprehensive benefits programs that align with organisational goals and workforce needs.

What is EVP?

Employee Value and Protection (EVP) is a strategic risk management approach designed to safeguard individuals, businesses, and employees by creating robust insurance solutions that help organizations recruit, retain, attract, and protect top talent. Beyond workforce protection, EVP also aims to shield families and businesses from financial distress caused by unforeseen life events.

How Do We Protect Businesses and Individuals?

Protecting Your People

Your employees are the foundation of your business—they keep operations running, generate profits, and build client relationships. Without them, a business cannot survive. EVP focuses on embedding resilience in your workforce through comprehensive insurance solutions that promote security and well-being.

Insurance solutions include:

• Group Life and Income Protection
• Private Medical Insurance
• Critical Illness Cover
• Dental Insurance and Cash Plans
• Employee Assistance Programs (EAPs)

Protecting Business Value

Business value encompasses both tangible financial assets and intangible factors such as stakeholder confidence. Protecting these elements is critical for maintaining stability and trust among shareholders, investors, and lenders. Insurance collateralizes this value, providing financial certainty and risk mitigation.

Insurance solutions include:

• Shareholder Protection
• Debt Protection (UK and International)
• Personal Guarantee Insurance

Protecting Businesses and Personal Assets

Identifying key individuals and critical points of failure in your business and family life helps prevent financial disruption. By insuring against these vulnerabilities, you maintain continuity and safeguard your legacy.

Insurance solutions include:

• Key Person Cover (UK and International)
• Life Insurance (Single, Joint Life, Second Death)
• Whole of Life Insurance
• Life & Critical Illness Cover
• Family Income Benefit
• Personal and Executive Income Protection

Why EVP Matters?

Implementing a comprehensive EVP program helps businesses build resilience, safeguard their most valuable asset—their people—and secure financial continuity. By addressing both employee well-being and business risk, EVP fosters confidence among employees, leadership, and stakeholders alike, enabling sustained growth and stability.

Call us on +44 (0)207 980 3800, email us at enquiries@limestreetbrokers.com, or fill in the form below. One of our advisors will be in touch shortly.